Domestic Financial Terrorism – How do we defend?
The level of destruction on our financial system is incredible compared to what even Timothy McVee did as a domestic terrorist. You have to ask yourself who do some of these bankers and investment...
View ArticleLong Term Nursing Care – are your prepared?
Many states have a high cost for long term care and nursing but California is very explosive in expenses. State Median Annual Care Costs for 2010 are: Nursing Home Care Private Room...
View ArticleUncle Sam’s Snake Oil
Uncle Sam and his band of merry-men, better known as Congress, have been pushing snake oil on the unsuspecting public in the form of retirement plans. But wait, isn’t a pension plan one of the perks...
View ArticleAccountability in your Personal Retirement Planning
As the author of “The 3 Secret Pillars of Wealth” I have identified what I think are seven to eight steps all Americans need to respond to and become accountable to right now. Accountability is when...
View ArticleYou Can’t Fix Stupid – Employers Leaving California
As a California business and support for other businesses it is sad to see the mass migration of businesses who can longer afford to stay here in California even after years of operations or founding...
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Learn this or Retire Poor
lies2 Many people think putting money away tax-deferred is great for retirement. Well, it is not bad but it can have lethal consequences depending on your success over the years and at what tax bracket...
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“Deadly Investment Property Ownership Mistakes and Easy Ways to Avoid Them.”
A lot of people have heard the word “Probate” used but I find that they don’t really understand what it is or how it can affect them. Probate, simply put, is the process set up by the legislature in...
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“Do You Know What Your Real Mutual Fund Returns are for Your Retirement?”
It takes no special intelligence for a broker or financial adviser to place a client into an equity fund. All you need to have is a securities license and that’s about it. The planner you choose—or...
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Business Owners Retire Poor Because They Fail to Use Leverage
Business Owners: A recent horrifying article discussed how small-business owners are significantly less likely to have retirement plans than wage and salary workers, a pair of studies found. It is...
View ArticleAvoid income tax to your heirs when you pass away
The IRD or Income Respective of Decedent: When we pass away and leave a sizable IRA or other deferred asset our heirs will have to pay the income tax on it personally. This often times increases the...
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